Terms of Use

Last updated: August 3, 2026

Educational content only

Everything on Cynthia Builds — including the Retire Early Calculator — is for general educational and informational purposes. It is not financial, investment, tax, or legal advice, and we are not acting as your financial advisor.

No guarantees

Calculator results are estimates based on the assumptions you enter. Real outcomes vary with market returns, taxes, fees, inflation, pensions, CPP / Social Security, and personal circumstances. Past or projected performance does not guarantee future results. Always do your own research and consider speaking with a qualified professional before making financial decisions.

Use of the site

You may use this site for personal, non-commercial purposes. Please don’t copy, resell, or misuse the tools or content without permission.

Contact

Questions? Email [email protected].